Easy Credit Repair assists consumers by reviewing credit reports and identifying potential reporting or compliance issues under Australian law.
All work is conducted in accordance with:
Easy Credit Repair operates on a success-based pricing model. If a dispute does not result in a change, you do not pay for that outcome.
Important information to understand:
These options are explained clearly during your consultation so you can make an informed decision.
Every journey with us begins with understanding—your goals, challenges, and the life you envision. Then, we bridge the gap between your current credit situation and your future financial freedom. Our process is transparent, tailored, and tested, ensuring the peace of mind you need.
Your financial situation is unique, and so is our approach to improving your credit.
We believe financial freedom should be accessible. Our in-house-managed direct debit payment plans are designed with your convenience in mind.
At Easy Credit Repair, we’re not just another credit repair company. We’re your partners in financial success, committed to helping Australians from all walks of life achieve their dreams. With hundreds of satisfied clients across Brisbane, Sydney, Adelaide, Perth, Melbourne, and Tasmania, our reputation speaks for itself. We are dedicated to providing world-class credit repair services that make a real difference in your financial life.
Each case is handled individually, with accuracy and transparency at the centre of every decision.
Easy Credit Repair was founded by Kuldeep Singh, a seasoned professional with over 17 years of extensive experience in the Australian professional landscape. The firm operates as a transparent, expert-led service dedicated to restoring consumer credit integrity. Unlike “quick-fix” services, our approach is strictly grounded in Australian Credit Law, compliance, and consumer rights. We prioritize long-term financial health and education over shortcuts or unrealistic guarantees.
Regulatory Credentials & Accountability
As a licensed professional, Kuldeep’s work is governed by industry standards and external oversight:
We’re here to ensure your experience with us is as seamless and enjoyable as possible.
The default will remain for at least 5 years from the date of listing depending on the type of default listed.
No, the default will remain for at least 5 years. However, they are required to update the listing from outstanding to paid or settled, this will assist your score but not as much as having it entirely removed.
Yes – however this will depend on whether the company followed the correct procedures or not.
It completely depends on the credit provider, it can range from a few days to a few months depending on how fast the credit provider takes to deliver an outcome. From our end, we will never add to the delays, we start works the day you engage us and respond to credit providers within 24 hours pending any further information we may require from you.
If we believe you have a strong case for removal we can make an application on your behalf to the relevant complaints authority to escalate the request. We do this only after consulting with you and there is no extra fee for this.
It depends on your financial goals, loan applications may be rejected or possibly have higher interest rates depending on your situation. If you have a good credit score, it can be one less barrier in this processes.
We are a no nonsense credit repairer, we will tell you exactly what you need to hear in relation to your credit file and we have a low refundable deposit which means we can get to work faster for you.
You can find the details below, if you would like our assistance we can obtain an immediate credit file for you as part of our FREE assessment.
Equifax Australia
www.equifax.com.au
13 83 32
Illion
www.illion.com.au
1300 734 806
Experian
www.experian.com.au
1300 783 684