Easy Credit Repair works within Australian law to review, dispute, and resolve credit reporting issues — from defaults and court judgements to identity theft and unfair enquiries.
Book a Consultation See All ServicesEvery service is grounded in Australian credit law. We tell you exactly what can be challenged and what cannot — before we start.
We review defaults listed on your credit file and dispute those recorded without following the correct legal procedures under the Privacy Act 1988.
Learn moreExcessive or unauthorised credit enquiries drag your score down. We identify enquiries that shouldn't be there and challenge them on your behalf.
Learn moreNot sure what's on your file or what it means? We obtain and review your credit report from all three Australian bureaus and give you a plain-English breakdown.
Learn moreWe build a clear picture of what's pulling your score down and put a structured plan in place — from disputes to practical guidance on rebuilding over time.
Learn moreWe communicate directly with creditors to negotiate settlements or repayment arrangements that work for your situation — without pressure tactics or empty promises.
Learn moreCourt judgements block loan approvals for years. We assess whether the judgement was correctly listed and pursue removal where legal grounds exist.
Learn moreSometimes you just need an honest conversation about where you stand. Our counselling sessions walk you through your credit file, your options, and your next steps.
Learn moreIf someone has used your identity to apply for credit, we help you untangle the damage — disputing fraudulent listings and guiding you through recovery.
Learn moreNo surprises, no pressure. Every case starts with a free assessment so you know exactly where you stand before committing to anything.
We review your credit file together. You find out what's on it, what can be challenged legally, and what a realistic outcome looks like before anything proceeds.
We assess each listing on its legal merits under the Privacy Act 1988. We only proceed with disputes where grounds genuinely exist.
We contact credit providers directly, respond within 24 hours, and keep you updated throughout. No delays on our end.
Our pricing is tied to outcomes. Once your file improves, we give you the tools to keep it that way long term.
The credit repair industry has a reputation problem. We built ECR to be the opposite of every complaint you've heard about it.
Book a consultation. We'll pull your credit file, explain what's on it in plain English, and tell you honestly what we can and can't do for you.
Book a Consultation