Identity theft on your credit file is not a credit error. It is a different problem
Debt negotiation is the process of reaching an agreement with a creditor or debt collector to
A default on your credit file will not quietly disappear if you leave it alone. The
Bankruptcy has a significant and lasting impact on your credit file. Understanding exactly what gets listed,
Most Australians pay rent every month without fail. Some have done it for years. But not
Every time you formally apply for credit in Australia, a hard enquiry is recorded on your
Every month, the lenders you have credit accounts with send a status code to Australia’s credit
No. Your income does not affect your credit score in Australia. It is not recorded on
Comprehensive Credit Reporting, or CCR, is the Australian system that gives lenders a fuller view of
Every negative listing on your credit report has a fixed expiry date set by law. Once
